GYL DictionaryGYL
Debt

Minimum Payment

In plain English

The smallest amount you can pay on a debt to stay in good standing. But it also keeps you in debt the longest.

The analogy

It's the snooze button on your debt. It feels easy now and costs you for years.

Why it matters to you

Paying only the minimum on a credit card can stretch a $2K balance into a 15-year commitment once interest piles on.

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