GYL DictionaryGYL
Banking

Liquidity

In plain English

How quickly you can turn something into spendable cash without losing value.

The analogy

Cash is water. Instantly usable. A house is ice. Valuable, but you can’t spend it today.

Why it matters to you

Being "rich on paper" but short on cash in the moment is a liquidity problem, and it’s more common than people admit.

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