GYL DictionaryGYL
Credit

FICO

In plain English

The most widely used brand of credit score. When someone says "credit score," they usually mean this.

The analogy

It's the brand name that became the word for the whole thing, like Kleenex for tissues.

Why it matters to you

It's the score most lenders actually pull, so it's the one worth keeping an eye on.

Want to actually understand this stuff?

We break down one money move every week. No spam, no jargon, written like a text from someone who’s got you.

Get the newsletter
Keep going
Credit ScoreCredit Utilization