GYL DictionaryGYL
Taxes

Capital Gains

In plain English

The profit you make when you sell an investment for more than you paid. The IRS takes a cut.

The analogy

It's the tip the tax man takes when your investment wins. Hold longer, and the tip usually gets smaller.

Why it matters to you

Knowing short-term versus long-term rates can save you a serious chunk at tax time on the same exact sale.

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Tax BracketStandard Deduction